BestDentalplans.com

Best low cost individual dental insurance plans


Kentucky Dental Insurance Quotes


Best Kentucky Dental Insurance Plans,
 Kentucky Dental Plans,
 Kentucky Discount Dental Plans, Kentucky Dentists

Click here to find Dental Plans in Kentucky or a Dentist
Select a city in Kentucky to Find a Dentist and Dental Plans.
 Our Kentucky Dentist Referral and Dentist Search
provides you with the best Kentucky Dental Plans.
 

Rhodelia
Aberdeen
Adams
Adolphus
Ages
Ages Brookside
Albany
Alexandria
Allegre
Allen
Allensville
Almo
Alpha
Alvaton
Annville
Argillite
Arjay
Arlington
Artemus
Ary
Ashcamp
Asher
Ashland
Athol
Auburn
Audubon Park
Augusta
Austin
Auxier
Avawam
Bagdad
Bakerton
Bandana
Banner
Barbourville
Bardstown
Bardwell
Barlow
Baskett
Battletown
Baxter
Bays
Bear Branch
Beattyville
Beaumont
Beauty
Beaver
Beaver Dam
Bedford
Bee Spring
Beech Creek
Beech Grove
Beechmont
Belcher
Belfry
Bellevue
Belton
Benham
Benton
Berea
Berry
Bethany
Bethelridge
Bethlehem
Betsy Layne
Beverly
Bevinsville
Big Clifty
Big Creek
Big Laurel
Bighill
Bimble
Blackey
Blackford
Blaine
Bledsoe
Bloomfield
Blue River
Boaz
Bonnieville
Bonnyman
Booneville
Boons Camp
Boston
Bowling Green
Bradfordsville
Brandenburg
Breeding
Bremen
Brodhead
Bromley
Bronston
Brooklyn
Brooks
Brooksville
Browder
Brownsville
Bryants Store
Bryantsville
Buckhorn
Buckner
Buechel
Buffalo
Bulan
Burdine
Burgin
Burkesville
Burlington
Burna
Burnside
Bush
Busy
Butler
Bypro
Cadiz
Calhoun
Calvert City
Calvin
Camp Dix
Campbellsburg
Campbellsville
Campton
Canada
Cane Valley
Caneyville
Canmer
Cannel City
Cannon
Carlisle
Carrie
Carrollton
Carter
Catlettsburg
Cave City
Cawood
Cecilia
Center
Centertown
Central City
Cerulean
Chaplin
Chappell
Chavies
Cincinnati
Cisco
Clarkson
Claryville
Clay
Clay City
Clayhole
Clearfield
Cleaton
Clermont
Clifty
Clinton
Closplint
Cloverport
Coalgood
Coldiron
Columbia
Columbus
Combs
Confluence
Corbin
Corinth
Cornettsville
Corydon
Covington
Coxs Creek
Crab Orchard
Cranks
Crayne
Crescent Springs
Crestview Hills
Crestwood
Crittenden
Crockett
Crofton
Cromona
Cromwell
Cub Run
Cumberland
Cunningham
Curdsville
Custer
Cynthiana
Dabolt
Dana
Danville
David
Dawson Springs
Dayhoit
Dayton
De Mossville
Deane
Debord
Delphia
Dema
Denniston
Denton
Denver
Dewitt
Dexter
Dice
Dixon
Dorton
Douglass Hills
Dover
Drake
Drakesboro
Drift
Dry Ridge
Dubre
Dunbar
Dundee
Dunmor
Dunnville
Dwale
Dwarf
Dycusburg
 
Earlington
East Bernstadt
East Point Eastern
Eastview
Eastwood
Eddyville
Edgewood
Edmonton
Edna
Eighty Eight
Ekron
Elizabethtown
Elizaville
Elk Horn
Elkfork
Elkhorn City
Elkton
Elliottville
Elsie
Elsmere
Emerson
Eminence
Emlyn
Emmalena
Eolia
Eriline
Erlanger
Ermine
Essie
Etoile
Eubank
Evarts
Ewing
Ezel
Fairdale
Fairfield
Fairplay
Fairview
Falcon
Fall Rock
Falls of Rough
Fallsburg
Falmouth
Fancy Farm
Farmers
Farmington
Fayette
Fedscreek
Ferguson
Fern Creek
Finchville
Firebrick
Fisherville
Fisty
Flat Lick
Flatgap
Flatwoods
Flemingsburg
Florence
Ford
Fords Branch
Fordsville
Forest Hills
Fort Campbell
Fort Knox
Fort Mitchell
Fort Thomas
Fort Wright
Foster
Fountain Run
Fourmile
Frakes
Frankfort
Franklin
Fredonia
Freeburn
Frenchburg
Ft Mitchell
Fulton
Gamaliel
Gapville
Garfield
Garner
Garrard
Garrett
Garrison
Gays Creek
Georgetown
Germantown
Ghent
Gilbertsville
Girdler
Glasgow
Glencoe
Glendale
Glens Fork
Glenview
Goose Rock
Gordon
Goshen
Gracey
Gradyville
Graham
Grahn
Grand Rivers
Gravel Switch
Gray
Gray Hawk
Grays Knob
Grayson
Green Road
Greensburg
Greenup
Greenville
Grethel
Gulston
Gunlock
Guston
Guthrie
Hadley
Hagerhill
Haldeman
Halfway
Hallie
Hamlin
Hampton
Hanson
Happy
Hardburly
Hardin
Hardinsburg
Hardy
Hardyville
Harlan
Harned
Harold
Harrods Creek
Harrodsburg
Hartford
Hawesville
Haysville
Hazard
Hazel
Hazel Green
Hebron
Heidelberg
Heidrick
Hellier
Helton
Henderson
Hendron
Herndon
Hestand
Hi Hat
Hickman
Hickory
Highland Heights
Highview
Hillsboro
Hillview
Hima
Hindman
Hinkle
Hiseville
Hitchins
Hodgenville
Holland
Holmes Mill
Holy Cross
Hope
Hopkinsville
Horse Branch
Horse Cave
Hoskinston
Huddy
Hudson
Hueysville
Hulen
Huntsville
Hustonville
Hyden
Independence
Inez
Ingram
Irvine
Irvington
Island
Island City
Isom
Isonville
Ivel
Ivyton
Jackhorn
Jackson
Jacobs
Jamestown
Jeff
Jeffersontown
Jeffersonville
Jenkins
Jeremiah
Jetson
Jonancy
Jonesville
Junction City
Keaton
Keavy
Keene
Kenton
Kenvir
Kettle Island
Kevil
Kimper
Kings Mountain
Kirksey
Kite
Knifley
Knob Lick
Krypton
Kuttawa
La Center
 
La Fayette
Lackey
LaGrange Lakeside Park
Lancaster
Langley
Latonia
Lawrenceburg
Leander
Lebanon
Lebanon Junction
Leburn
Ledbetter
Lee City
Leitchfield
Lejunior
Lerose
Letcher
Lewisburg
Lewisport
Lexington
Liberty
Lick Creek
Lily
Lindseyville
Linefork
Littcarr
Livermore
Livingston
Lloyd
Lockport
London
Lone
Lookout
Loretto
Lost Creek
Louisa
Louisville
Lovelaceville
Lovely
Lowes
Lowmansville
Loyall
Lucas
Ludlow
Lynch
Lyndon
Lynnville
Maceo
Mackville
Madisonville
Magnolia
Majestic
Mallie
Malone
Mammoth Cave
Manchester
Manitou
Mannsville
Maple Mount
Marion
Marrowbone
Marshes Siding
Martha
Martin
Mary Alice
Marydell
Mason
Masonic Home
Massac
Mayfield
Mayking
Mayslick
Maysville
Mazie
Mc Andrews
Mc Carr
Mc Daniels
Mc Henry
Mc Kee
Mc Kinney
Mc Quady
Mc Roberts
Mc Veigh
McDowell
McKee
Meally
Means
Melber
Melbourne
Melvin
Middleburg
Middlesboro
Middlesborough
Middletown
Midway
Milburn
Milford
Mill Springs
Millersburg
Millstone
Milltown
Millwood
Milton
Minerva
Minnie
Miracle
Mistletoe
Mitchellsburg
Mize
Monticello
Moorefield
Morehead
Morganfield
Morgantown
Morning View
Mortons Gap
Mount Eden
Mount Hermon
Mount Olivet
Mount Sherman
Mount Sterling
Mount Vernon
Mount Washington
Mousie
Mouthcard
Mozelle
Muldraugh
Munfordville
Murray
Muses Mills
Myra
Nancy
Nazareth
Nebo
Neon
Nerinx
Nevisdale
New Castle
New Concord
New Haven
New Hope
New Liberty
Newburg
Newport
Nicholasville
North Middletown
Nortonville
Oak Grove
Oakbrook
Oakland
Oil Springs
Okolona
Olaton
Olive Hill
Olmstead
Olympia
Oneida
Ophir
Orlando
Owensboro
Owenton
Owingsville
Paducah
Paint Lick
Paintsville
Paris
Park City
Parkers Lake
Parksville
Partridge
Pathfork
Payneville
Pellville
Pembroke
Pendleton
Penrod
Peoples
Perry Park
Perryville
Petersburg
Pewee Valley
Phelps
Philpot
Phyllis
Pikeville
Pilgrim
Pine Knot
Pine Ridge
Pine Top
Pineville
Pinsonfork
Pippa Passes
Pittsburg
Pleasure Ridge Park
Pleasureville
Plummers Landing
Poole
Port Royal
Powderly
Premium
Preston
Prestonsburg
Primrose
Princeton
Printer
Prospect
Providence
Provo
Putney
Quincy
Raccoon
Raceland
Radcliff
Ransom
Raven
Ravenna
Raywick
Redfox
Reed
Regina
Reidland
 
Renfro Valley
Revelo
Reynolds Station
Ricetown
Richardsville
Richmond
Rineyville
Rineyville
River
Roark
Robards
Robinson Creek
Rochester
Rockfield
Rockholds
Rockhouse
Rockport
Rocky Hill
Rogers
Rosine
Roundhill
Rousseau
Rowdy
Rowland
Roxana
Royalton
Rumsey
Rush
Russell
Russell Springs
Russellville
Rutland
Sacramento
Sadieville
Saint Catharine
Saint Charles
Saint Francis
Saint Helens
Saint Mary
Saint Matthews
Saint Paul
Salem
Salt Lick
Salvisa
Salyersville
Sanders
Sandgap
Sandy Hook
Sassafras
Saul
Scalf
Science Hill
Scottsville
Scuddy
SE Ree
Sebree
Seco
Sedalia
Sextons Creek
Sharon Grove
Sharpsburg
Shelbiana
Shelby Gap
Shelbyville
Shepherdsville
Shively
Sidney
Siler
Silver Grove
Simpsonville
Sitka
Sizerock
Slade
Slaughters
Slemp
Smilax
Smith Mills
Smithfield
Smithland
Smiths Grove
Soldier
Somerset
Sonora
South Carrollton
South Portsmouth
South Shore
South Union
South Williamson
Sparta
Spottsville
Springfield
St Dennis
St Matthews
Staffordsville
Stambaugh
Stamping Ground
Stanford
Stanley
Stanton
Stanville
Stearns
Steele
Stephensport
Stinnett
Stone
Stoney Fork
Stopover
Strunk
Sturgis
Sullivan
Sulphur
Summer Shade
Summersville
Summit
Sweeden
Symsonia
Talbert
Tateville
Taylor Mill
Taylorsville
Teaberry
Thelma
Thornton
Thousandsticks
Tiline
Toler
Tollesboro
Tolu
Tomahawk
Tompkinsville
Topmost
Totz
Tram
Trenton
Trosper
Turners Station
Tutor Key
Tyner
Ulysses
Union
Union Star
Uniontown
Upton
Utica
Valley Station
Van Lear
Vanceburg
Vancleve
Varney
Verona
Versailles
Vest
Vicco
Villa Hills
Vincent
Vine Grove
Viper
Virgie
Waco
Waddy
Walker
Wallingford
Wallins Creek
Walton
Waneta
Warbranch
Warfield
Warsaw
Water Valley
Waterview
Waverly
Wayland
Waynesburg
Webbville
Webster
Weeksbury
Welchs Creek
Wellington
Wendover
West Liberty
West Louisville
West Paducah
West Point
West Somerset
West Van Lear
Westport
Westview
Wheatcroft
Wheelwright
Whick
White Mills
White Plains
Whitesburg
Whitesville
Whitley City
Wickliffe
Wilder
Wildie
Willard
Williamsburg
Williamsport
Williamstown
Willisburg
Wilmore
Winchester
Windsor
Wingo
Winston
Wittensville
Woodbine
Woodburn
Woodbury
Woollum
Wooton
Worthington
Worthville
Wrigley
Yeaddiss
Yerkes
Yosemite
Zoe
 

or... you can select a different state from the list below
to find Dental Plans in that state.

 

Traditional dental insurance is often perceived as the best way to pay for dental expenses. And while dental insurance is an excellent option when sponsored by your employer, it may not be very cost effective when you are paying for it.

Most individual dental insurance plans require you to satisfy waiting periods and deductibles before having major and sometimes even minor restorative work done. Discount dental plans help make maintaining good oral health a lot more affordable. And, with no waiting periods or complicated coverage procedures, dental discount plans are about as simple as you can get.

How do discount dental plans work? As we become aware about our oral health, there has been a demand for affordable dental care. Discount dental plans are the newest option for those without coverage. These dental discount plans are much cheaper than traditional dental insurance, and also offer almost equal coverage for all dental work, even cosmetic procedures not covered by standard indemnity dental plans.

The catch is that dental discount plans are not really insurance at all. They work more like club memberships, where the cost of membership (your "premium") earns a steep discount on any club service (dental work) you buy. The discount normally applies to all dental office services performed by an approved "plan" dentist, but no procedure is covered completely.

What are the ins and outs of discount dental plans? When it comes to dental discount plans, the good news is afford ability, breadth of services, and immediate coverage. The bad news is greater financial risk and responsibility on your part.

Although the monthly cost of most discount dental plans is very low compared to the price of a traditional dental insurance or indemnity insurance policy, there's more allover financial risk with a dental discount plan. No care is totally covered, so an expensive procedure will mean a big out-of-pocket expense, even with the dental plan. And even when undergoing a low-cost service (like cleaning), you'll still be expected to pick up a part of the cost.

However, on the plus side, discount dental plans are effective immediately - so are many procedures you need now will be covered as soon as you buy the dental discount plan. Traditional indemnity and/or insurance dental plans usually impose a waiting period of between 6 and 18 months for any major procedure. The last "pro" is that all good dental discount plans should come with a money-back guarantee.

Indemnity Plans

This type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the dental office (dentist) for the services rendered. An insurance company usually pays between 50% - 80% of the dental office (dentist) fees for a covered procedures; the remaining 20% - 50% is paid by the client.

These plans often have a pre-determined or set deductible amount which varies from plan to plan. Indemnity plans also can limit the amount of services covered within a given year and pay the dentist based on a variety of fee schedules. Some typical features of these plans:

  • High deductibles before coverage begins (well-designed plans don't apply the deductible to preventive services)

  • Probationary periods on certain procedures that last up to a year

  • Annual dollar limit on benefits

  • Chose your own dentist

  • Your average monthly cost: $15 to $25

  • Companies selling these plans are regulated by state insurance departments.

Dental HMOs

These insurance plans, also known as "capitation plans," operate like their medical HMO cousins. This type of dental plan provides a comprehensive dental care to enrolled patients through designated provider office (dentist). A Dental Health Maintenance Organization (DHMO) is a common example of a capitation plan. The dentist is paid on a per capita (per person) basis rather than for actual treatment provided.

Participating dentists receive a fixes monthly fee based on the number of patients assigned to the office. In addition to premiums, client co-payments may be required for each visit. Some typical features of these plans:

  • Monthly premiums (some require you to prepay a year's worth)

  • Co-payments for office visits

  • Free preventive or routine care

  • You must select from an approved network of dentists

  • May have an initial enrollment fee

  • Annual dollar cap

  • Your average monthly cost: $5 to $15

  • Companies selling these plans are regulated by state insurance departments.

Preferred Provider Organizations

Another true insurance plan, a Preferred provider organizations ( PPO) falls somewhere between an indemnity plan and a dental HMO. This plan allows a particular group of patients to receive dental care from a defined panel of dentists. The participating dentist agrees to charge less than usual fees to this specific patient base, providing savings for the plan purchaser.

If the patient chooses to see a dentist who is not designated as a "preferred provider," that patient may be required to pay a greater share of the fee-for-service.  A group of dentists agrees to provide services at a deeply discounted rate, giving you substantial savings as long as you stay in their network. Unlike the more restrictive DHMO, though, you can go out of network and still receive some benefits. Some typical features of these plans:

  • Monthly premiums

  • Annual dollar cap

  • You must stay within the approved network of dentists or pay higher deductibles and co-payments

  • Your average monthly cost: $20-25

  • Companies selling these plans are regulated by state insurance departments.

Dental Discount

This type of dental plan is not insurance. The managing organizations have negotiated with local dental offices to establish a set price for a particular dental procedure and offer deep discounts (some up to 70%) off the regular ADA pricing code.

This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a patient to receive immediate coverage for work without meeting any waiting period requirements.

Direct Reimbursement Plans

A dental care plan now coming into vogue is the direct reimbursement plan. This is a self-funded benefit plan not insurance in which an employer pays for dental care with its own funds, rather than paying premiums to an insurance company or third-party administrator.

You, the patient, pay the full amount directly to the dentist, then get a receipt detailing services rendered and the cost, which you show to your employer. The employer reimburses you for part or all of the dental costs, depending on your specific benefits.

Your company might reimburse 100 percent of your first $100 of dental expenses and then 80 percent of the next $500, and 50 percent of the next $2,000, with a total annual maximum benefit of $1,500. Or it might reimburse only 50 percent of your first $1,000, resulting in a $500 yearly cap.

Some typical features of a direct reimbursement plan:

  • Neither you nor your employer pay monthly premiums

  • Freedom to choose any dentist

  • Typical employer cost: depends on the number of employees and benefit caps

  • Benefits usually capped at $500 to $2,000 annually.

Dental care is quite different than medical care. Major illness can strike at any time and the costs can be enormous. Most dental disease is preventable and treatment is predictable. Regular checkups and professional cleaning can help maintain your oral health and so dental benefits are written to encourage patients to seek preventative care in order to prevent more serious dental problems.

What do you look for in choosing a plan?

Does the plan give you the freedom to choose your own dentist or are you restricted to a panel of dentists selected by the insurance company? If you have a family dentist with whom you are satisfied, consider the effects changing dentists will have on the quality or quantity of care you receive. Because regular visits to the dentist reduce the likelihood of developing serious dental disease, it's best to have and maintain an established relationship with a dentist you trust

Who controls treatment decisions--you and your dentist or the dental plan? Many plans require dentists to follow treatment plans that rely on a Least Expensive Alternative Treatment (LEAT) approach. If there are multiple treatment options for a specific condition, the plan will pay for the less expensive treatment option.

If you choose a treatment option that may better suit your individual needs and your long-term oral health, you will be responsible for paying the difference in costs. It's important to know who makes the treatment decisions under your plan. These cost control measures may have an impact on the quality of care you'll receive.

Does the plan cover diagnostic, preventive and emergency services? If so, to what extent? Most dental plans provide coverage for selected diagnostic services, preventive care and emergency treatment that are basic for maintaining good oral health.

But the extent or frequency of the services covered by some plans may be limited. Depending upon your individual oral health needs, you may be required to pay the dentist directly for a portion of this basic care. Find out how much treatment is allowed in any given year without cost to you, and how much you will have to pay for yourself.

  • Initial Oral Examination----once per dentist

  • Recall Examinations----twice per year

  • Complete x-ray survey----once every three years

  • Cavity-detecting bite-wing x-rays----once per year

  • Prophylaxis or teeth cleaning----twice per year

  • Topical Fluoride treatment----twice per year

  • Sealants----for those under age 18

What routine corrective treatment is covered by the dental plan? What share of the costs will be yours? While preventive care lessens the risk of serious dental disease, additional treatment may be required to ensure optimal health. A broad range of treatment can be defined as routine. Most plans cover 70 percent to 80 percent of such treatment. Patients are responsible for the remaining costs. Examples of routine care include:

  • Restorative care - amalgam and composite resin fillings and stainless steel crowns on primary teeth

  • Endodontics - treatment of root canals and removal of tooth nerves

  • Oral Surgery - tooth removal (not including bony impaction) and minor surgical procedures such as tissue biopsy and drainage of minor oral infections.

  • Periodontics - treatment of uncomplicated periodontal disease including scaling, root planning and management of acute infections or lesions

  • Prosthodontics--repair and/or relining or reseating of existing dentures and bridges.

What major dental care is covered by the plan? What percentage of these costs will you be required to pay? Since dental benefits encourage you to get preventive care, which often eliminates the need for major dental work, most plans are not generous when it comes to paying for major dental work, most plans cover less than 50 percent of the cost of major treatment.

Most plans limit the benefits--both in number of procedures and dollar amount--that are covered in a given year. Be aware of these restrictions when choosing your plan and as you and your dentist develop treatment best suited for you. Major dental care includes:

  • Restorative care--gold restorations and individual crowns

  • Oral Surgery--removal of impacted teeth and complex oral surgery procedures.

  • Periodontics--treatment of complicated periodontal disease requiring surgery involving bones, underlying tissues or bone grafts.

  • Orthodontics--treatment including retainers, braces and/or diagnostic materials.

  • Dental Implants--either surgical placement or restoration

  • Prosthodontics--fixed bridges, partial dentures and removable or fixed dentures.

Will the plan allow referrals to specialists? Will my dentist and I be able to choose the specialist? Some plans limit referrals to specialists. Your dentist may be required to refer you to a limited selection of specialists who have contracted with the plan's third party. You also may be required to get permission from the plan administrator before being referred to a specialist. If you choose a plan with these limitations, make sure qualified specialists are available in your area. Look for a plan with a broad selection of different types of specialists.

If you have children, you may prefer a plan that allows a pediatric dentist to be your child's primary care dentist. Since specialized treatment is generally more costly than routine care, some plans discourage the use of specialists. While many general practitioners are qualified to perform some specialized services, complex procedures often require the skills of a dentist with special training. Discuss the options with your dentist before deciding who is best qualified to deliver treatment.

Can you see the dentist when you need to, and schedule appointment times convenient for you? Dentists participating in closed panel or capitation plans may have select hours to see plan patients. They may schedule appointments for these patients on given days, or at specified hours of the day, restricting your access.

Some dentist's fees for seeing you on weekends or during emergencies are high than those the plan allows. You may be required to pay additional costs yourself. If you select these types of plans, have a clear understanding of your dentist's policies as well as the plan's dentist-to-patient ratio. It's the best way to ensure your access to care is not unduly restricted and that you are not surprised by higher fees the plan does not cover.

Insurance companies do their best to ensure that their policyholders understand their plans and benefits, but it is up to an individual to make sure that they are making informed choices. The differences in the various plans you can choose from are:

  • The type of third party funding the plan.

  • Methods of selecting a dentist.

  • Compensation of the dentist's services to you.

  • The calculations of benefits and payments.

Understanding these differences will enable you to make an informed decision when selecting a dental plan that is best for you or your family.
 

Members can save on all dental charges and procedures including dental restorative cosmetic work (fillings, dental crowns, dental braces, dental implant's) and dental product related items, etc.), dental hygiene services, preventative work (teeth cleaning, x-rays, etc).  General dentistry, dental hygienist, dental assistant, dental assisting and all specialties where available are covered.

 DENTAL INSURANCE, DENTAL PLANS, VISION & PRESCRIPTION COVERAGE
Thank you for choosing InsuranceCompany.com
 we look forward to serving you and your family...

InsuranceCompany.com is a registered trademark
Copyright 1997-2010. Del Amo. All rights reserved.

 

This is not an attempt to describe the  product coverage and its' contents but merely used as a sales tool for the purpose of product illustration. The website and its' owners cannot make recommendations as to whether any illustrated product may meet the users' particular needs. Therefore, the suitability of the product is the final determination of the user of this website. The use of this website is acceptance of the sites' privacy statement. Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated. A physical and/or background inspection may be done to verify the information provided. The quote(s) will be based up on the underwriting information you supplied and the quote(s) is/are subject to change upon inspection and review by the underwriting company. The underwriting company reserves the right to determine the final coverage, premium and acceptability  If you have any questions regarding the information collected, please contact the agency. All quotes are provided by DEL AMO Insurance Services, Inc,. DBA:  InsComp Insurance Services and/or one of it's affiliated agents, brokers, agencies, brokerages, and/or companies  Lic: 0B93601  Agent David Blunt, Lic: 0638553. Commercial use by others is prohibited by law. No portion of any news or information from this website may be photocopied, faxed, mailed, distributed, transmitted, published, broadcasted, duplicated, or re-distributed in any manner for any purpose without prior written authorization of its' owner. 

Dental plan rating software provided by